Payment Policy

Thank you for choosing Urmi Creations for your online shopping endeavors. We are dedicated to ensuring you have a smooth and secure shopping experience. This Payment Policy elucidates the terms and conditions associated with payments made on our e-commerce platform. Please take a moment to carefully read this policy to comprehend how payments are managed on our website.

1. Payment Methods:

• We offer various payment methods to provide convenience and flexibility for our customers, including:
  • Credit Cards (Visa, MasterCard, American Express, etc.)
  • Debit Cards
  • Digital Wallets (e.g., PayPal, Apple Pay, Google Pay)
  • Online Banking Transfers
  • Other methods deemed appropriate by Urmi Creations.

2. Currency:

• All transactions on our website are conducted in the currency specified on the product or checkout page. Prices are inclusive of applicable taxes unless otherwise stated.

3. Payment Processing:

• Upon confirming your order, your payment will be processed immediately using secure payment gateways to protect your financial information.

4. Order Confirmation:

• You will receive an order confirmation email once your payment is successfully processed, detailing your order items, shipping information, and an order number.

5. Payment Security:

• Urmi Creations prioritizes the security of your payment information, employing industry-standard security measures and encryption protocols. However, please note that no online method is entirely secure, and absolute security cannot be guaranteed.

6. Payment Verification:

• In certain cases, additional payment verification checks may be conducted to prevent fraudulent transactions, such as verifying billing addresses or requesting additional information.

7. Refunds and Returns:

• Our refund and return policies are outlined separately on our website. Kindly review these policies to understand the conditions under which refunds are issued.

8. Payment Disputes:

• If you suspect an error or unauthorized charge on your payment method, please promptly contact our customer support team for investigation and resolution.

9. Payment Terms and Conditions:

• By making a payment on the Urmi Creations e-commerce website, you agree to adhere to the terms and conditions outlined in this Payment Policy.

10. Changes to Payment Policy:

• Urmi Creations retains the right to modify this Payment Policy at any time. Changes become effective immediately upon posting on our website. We encourage periodic reviews for updates.

Should you have any questions or concerns about our Payment Policy, please feel free to reach out to our customer support team for assistance. We appreciate your trust and are dedicated to providing you with a secure and enjoyable shopping experience. Thank you for choosing Urmi Creations.